Forgot to mention

I had a bottle of fosters earlier (£1.60) at my society's meeting......one of the best beers ive ever had, the fact I hadnt had a cold beer for 2 weeks, was in heaven for all of the 2 minutes I managed to make it last. If having a beer for a while then having some makes it taste so much nicer, I am pretty sure (/hoping) thats going to apply to other things too. (owning a car, savings, being able to get KFC at will)

ASDA Bargains

I got dragged out of my flat by some compadres and told to show them how to shop on the cheap, so i proceeded to get the following bargains-

8x Pork Chops £2
1x Large Garlic and Cheese Bread £0.60p
6x Mince Pies £0.54p
1x Tin of Soup (dented) £0.34p
1x Pack of Scones £0.20p
1x Pack of Mushrooms £0.30p

Total: £3.98p

With some bits i bought last week, if im careful, thats the main components to at least 6 days luxurious eating there......totalling 66p a day.
-Its completely unscientific, ive got cereal, milk, tea, toiletries, potatoes, veg, oil, tins of stuff (emergency stocks) etc.... in my cupboards, but still last week i was taking less than £1 a day to the supermarket.....a fair bit left over (particuarly beef)

Its a case of learning when your local supermarket carries out its evening reductions then loiter, loiter, loiter some more THEN POUNCE- only expect bargains with short life products (meat, bread)- its not brain science, tens of thousands of cat ladies and war veterans across the whole of the uk shop like this every evening......its nothing to be ashamed of.....unless you smell of cat wee or still wear khaki.

Luckily bank of mum has stepped in once more, and i have some work lined up when i pop home next week.....meaning i'll most definately be using some thriller-esque dance moves come next weekend. :)

ps: I got acknowledgement from my University of the completed (no more evidence required) application for more money, I should DEFINATELY know how much and when I get some more debt clearing/living help (if any) by November 20th!

Bloody Sunday

Thankfully after last nights non-existant exploits, I slept in until 2:30pm- saves on finding something cheap to eat for lunch, just had a bowl of coco pops, some chocolate gateau and tomato soup all day....and im not hungry!

On the plus side i keep tinkering with my laptop, overclocked the processor from 1.4 to 1.86 and my GPU.....if that means anything to anyone - it gives me something to play with for nothing. Someone tell me (if anyone actually reads this) if i turn into a textbook geek, its a genuine fear. The fact im writing a blog isnt a good sign, I'm aware of that.

.....not much debt clearing to be seen

First Steps

In the past week I have been very proactive, almost militant with my efforts to clear my debt- my plan of action is to wring every last drop of dinero im owed, so-

• I applied for my university's special fund, apparently as a slightly mature (Ha) student with priority debts i should be eligable for more cash, the only problem is, i dont know how much.....im expecting about £500 but anything upto £3000 is possible (ill know in 4 weeks or less)

• Completed my (long overdue) tax return for 06-07, and discovered that due to my bizzare working patterns im OWED about £600 (by my calculations).....i still need to get a few more bits of info before i can send it off.....and i can imagine its going to be a long struggle getting it back.

• Also completed and sent off my 07-08 tax return....yet again, the buggers owe me almost £800....this should be easier to get, i hope.

• Not to forget, I sent a lovely letter to Natwest, demanding that they refund the payment protection insurance for the loan i took out with them 2 years go- my argument is they missold the bastard to me, not asking about my asthma.......worth a shot for another £500
  

So, thats a total of- £2400!!!! PARTY TIME! just kidding, it'll all go on paying off vodafone, the tax man, overdraft and some unpaid NI.

I dont know when its coming, but its a start. Shows you have to really look and grab whats on offer, it wont find you.

In the mean time, I still only have £20 to last the month.

Why?????

I'm bored, sitting in my room, on a saturday night, whilst my friends and most other 18-25 year olds are out having a reasonably good time (I say reasonably, due to the fact that if you could measure it, any night out with me present would be on average 20% better......although the more i post on this the lower that figure may get, possibly even turn into -20%, we shal see)

A little bit about me-
Having grown up down south in England, and enjoyed myself at college a bit too much- i lived the high life working in the enthralling world of customer services and import/exports (not drugs, before anyone thinks anything) - everything was going pretty well, but unfortunately at the time I hadnt put anything by for a rainy day, infact, I got my self some swanky wheels with some money the bank shared with me.....I also neglected to pay the tax man for the 1 year I was a freelance warehouse manager (dont ask, too much too young + a some very unexpected costs)

Basically my head was in bits, although I was pretty happy.....even so i decided to head to fresh pastures in beautiful Spain- at the wrong time (the economy problems hit the area i was in long before the UK) I spent a year doing jobs on and off.....there was nothing normal or decent around. Even so I learnt Spanish to a reasonable level and focused on the future.

Which is when i decided to leave my beloved mother and woody (my dog) and move to cold, rainy yet buzzy Manchester, to study hard and gain a degree in Economics

It was only 5 weeks ago i moved now, but it brings me to the main reason for this blog.....DEBT- as a full time student i am trying to clear the following- £3800 bank loan, £1400 overdraft, £500 Tax, £300 NI, £300 Vodafone, and £500 (so far) to my Mum.

At the moment im living on less than £1 a day, and am taking steps to be debt free in a year.....sooner may be possible, we will see.....im just going to bore the hell out of anyone who wants to follow my progress basically. Something to do when all my friends are out having a good time.

x